Terms & Conditions

Agreement between User and Zottic Payments Pvt. Ltd.

  • Zottic Payments Private Limited (“ZotticPay”, “we”, “our” or “us”) recognizes the importance of protecting personal details and information and provides this Privacy Policy with respect to the access and use of http://www.zotticpay.com as owned and operated by us and/or our affiliates and payment facilitation services including bill payment services provided by us (“Services”). The term Sites will also include all pages that are sub-domains or are associated or within each Site and all devices, applications, features, technologies, functionalities and other services that ZotticPay operates or offers through such Sites.

    Please read the terms set out hereunder carefully before agreeing to the same. If you do not agree to these Terms of Use (including any referenced policies or guidelines), please immediately terminate your use of the Website. You can accept the Terms of Use by:

    Clicking to accept or agree to the Terms of Use, where this option is made available to you by ZotticPay in the User interface for any particular Service; or
    Accessing or actually using the Services. In this case, you understand and agree that ZotticPay will treat your use of the Services as acceptance of the Terms of Use from that point onwards.

1. Use of the Services by User
  • In order to access certain Services, you may be required to open a User account with ZotticPay by providing information about yourself (such as identification or contact details) as part of the registration process (“REGISTRATION DATA”) for the Services, or as part of your continued use of the Services. You agree that any Registration Data you give to ZotticPay will always be accurate, correct, complete and up to date. If you provide any information that is untrue, inaccurate, incomplete, or not current or if we have reasonable grounds to suspect that such information is not in accordance with the Terms of Use (whether wholly or in part), we reserve the right to reject your registration and/ or indefinitely suspend or terminate your User account and to refuse to provide you access to the Website.

    You understand and undertake that you shall be solely responsible for the Registration Data and the User content and undertake neither by yourself nor by permitting any third party to host, display, upload, modify, publish, transmit, update or share any information that:

    1- Belongs to another person and to which you do not have any right to.
    2- Grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, pedophilic, seditious, libelous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever.
    3- Infringes any patent, trademark, copyright or other proprietary rights of any person anywhere in the world.
    4- Violates any law for the time being in force, deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature.
    5- Contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource, threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting to any other nation. or is illegal in any other way.

    2. Eligibility

    Any person who is above 18 (eighteen) years of age and competent to contract under the applicable laws is eligible to access or visit the Website or avail the Services displayed therein. Your use or access of the Website shall be treated as your representation that you are competent to contract and if you are registering as a business entity, that you represent and warrant that you have the authority to bind such business entity to the Terms of Use. Without generality of the foregoing, use of the Website is available only to persons who can form a legally binding contract under the Indian Contract Act 1872.

    3. Content in the Services

    For purposes of these Terms of Use, the term “CONTENT” includes, without limitation, information, data, text, logos, photographs, videos, audio clips, animations, written posts, articles, comments, software, scripts, graphics, themes and interactive features generated, provided or otherwise made accessible on or through the Services.

    If you submit any material on the Website, you agree thereby to grant ZotticPay the right to use, moderate, publish any such work worldwide for any of its product(s), whether owned or affiliated.

    You understand that by using the Services you may be exposed to Content that you may find offensive, indecent or objectionable and that, in this respect, you use the Services at your own risk.

    4. Advertising

    Some of the Services are supported by advertising revenue and may display advertisements and promotions. These advertisements may be targeted to the content of information stored on the Services, queries made through the Services or other information. The manner, mode and extent of advertising by ZotticPay on the Services are subject to change without any specific notice to you. In consideration for ZotticPay granting you access to and use of the Services, you agree that ZotticPay may place such advertising on the Services.

    5. Settlements

    Sellers receive the amount (minus our Fee) in their bank account within TD+3 bank working days where TD is defined as the date of intimation of the completion of the transaction.
    Once a payment is authenticated by payment service providers, money is moved to our Nodal Account and the first settlement is initiated only after all required documents are received by ZotticPay.
    ZotticPay shall be entitled to recover from the sellers, from time to time, any amounts due from it or incurred by ZotticPay on account of the following, unless the same are caused on account of negligence, act or omission of ZotticPay or its employees, officers etc.:

    Chargeback of Transactions
    Any penalty or charge which may be levied on ZotticPay by its partner bank(s) or the clearing house i.e. Reserve Bank of India or its local clearing agent (as the case may be) arising, inter alia, for:

    excessive Chargeback of transactions or excessive failure of transactions or excessive buyer disputes and/or any other reason any amount due to ZotticPay from sellers

    6. Prohibited Services

    You agree you will not accept payments in connection with the following businesses, business activities or business practices:

    Embassies, foreign consulates or other foreign governments.
    door-to-door sales.
    offering substantial rebates or special incentives to the cardholder subsequent to the original purchase.
    negative response marketing.
    engaging in deceptive marketing practices.
    sharing cardholder's data with another merchant for payment of up-sell or cross-sell product or service.
    evading card network's chargeback monitoring programs.
    engaging in any form of licensed or unlicensed aggregation or factoring.
    age restricted products or services.
    bail bonds.
    bankruptcy lawyers.
    bidding fee auctions.
    collection agencies.
    chain letters.
    cheque cashing, wire transfers or money orders.
    counterfeit goods (e.g. knock-offs, imitations, bootlegs).
    currency exchanges or dealers.
    firms selling business opportunities, investment opportunities, mortgage consulting or reduction, credit counselling, repair or protection or real estate purchases with no money down.
    credit card and identity theft protection.
    cruise lines.
    essay mills.
    flea markets (firms/ individuals operating from a booth, on a part time basis with no lease or telephone availability.
    whether indoor or outdoor).
    drug paraphernalia.
    extended warranties.
    "get rich quick" schemes.
    gambling (including but not limited to lotteries, internet gaming, contests, sweepstakes, or offering of prizes as an inducement to purchase goods or services).
    sports forecasting or odds making.
    illegal products or services.
    mail-order brides.
    marijuana dispensaries and related businesses.
    money transmitters or money service businesses.
    multi-level marketing or pyramid schemes.
    online, mail, or telephone order pharmacies or pharmacy referral services.
    prepaid phone cards, phone services or cell phones.
    pseudo pharmaceuticals.
    quasi-cash or stored value.
    securities brokers.
    sexually-oriented or pornographic products or services.
    shipping or forwarding brokers.
    substances designed to mimic illegal drugs.
    online, mail, or telephone order tobacco or e-cigarette sales.
    weapons and ammunitions.
    virtual currency or credits that can be monetized, re-sold or converted to physical or digital goods or services or otherwise exit the virtual world.
    products/services intended to inflict or promote revenge, harassment, and other forms of abuse, humiliation and intimidation.

7. Modification Of These Terms Of Use
  • ZotticPay reserves the right to change the terms, conditions, and notices under which the ZotticPay websites are offered, including but not limited to the charges. The User is responsible for regularly reviewing these terms and conditions.

9. Right To Refuse
  • ZotticPay at its sole discretion reserves the right to not to accept any fees without assigning any reason thereof. Any contract to provide any service by ZotticPay is not complete until full money towards the service is received from the client and accepted by ZotticPay. Without prejudice to the other remedies available to ZotticPay under this agreement, the TOS or under applicable law, ZotticPay may limit the user's activity, or end the user's listing, warn other users of the user's actions, immediately temporarily/indefinitely suspend or terminate the user's registration, and/or refuse to provide the user with access to the website if:

    The user is in breach of this agreement, the Terms of Use and/or the documents it incorporates by reference;
    ZotticPay is unable to verify or authenticate any information provided by the user; or
    ZotticPay believes that the user's actions may infringe on any third party rights or breach any applicable law or otherwise result in any liability for the user, other users of the website and/or ZotticPay.

    ZotticPay may at any time in its sole discretion reinstate suspended users. Once the user have been indefinitely suspended the user shall not register or attempt to register with ZotticPay or use the website in any manner whatsoever until such time that the user is reinstated by ZotticPay.

    Notwithstanding the foregoing, if the user breaches this agreement, the Terms of Use or the documents it incorporates by reference, ZotticPay reserves the right to recover any amounts due and owing by the user to ZotticPay and/or the service provider and to take strict legal action as ZotticPay deems necessary.

9. Jurisdiction
  • ZotticPay hereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction or country other than those where it is operating its offices. ZotticPay considers itself and intends to be subject to the jurisdiction only of the courts of NCR of Delhi, India.

10. How to contact us
  • Should the information we hold about you be incorrect, you can change and update your personal information and you can have your information corrected by contacting us.

    Where requested, we will provide you with a readable copy of the personal data that we keep about you, by contacting us at the address below. We may require proof of your identity before supplying you with this information to ensure confidentiality.

    We allow you to challenge the data we hold about you and where appropriate you may have the data erased, rectified, amended or completed. For complaints or queries about the privacy policy or data protection queries generally please contact:

    ZotticPay Support
    Zottic Payments Private Limited
    205, 2nd Floor, Pal Tower,
    Shikkanderpur Market,
    Gurgaon, HR, 122001

Updated on: 01/05/2018